Durham Region – A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make before buying a home.
Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can save or cost you literally thousands of dollars and years of expense.
Whether you are about to buy your first home or are planning to make a move to your next home, it is critical that you inform yourself about the factors involved before you buy. In answer to this issue, Industry Insiders have prepared a FREE special report entitled “6 Things You Must Know Before You Buy”. Having the right information before hand can undoubtedly make a major difference in this critical negotiation. Here are just a few of the “Costly Mistakes to Avoid”. Here are the first few tips from the report:
1. You can, and should, get preapproved for a mortgage before you go looking for a home. Preapproval is easy and can give you complete peace of-mind when shopping for your home. Your local lending institution can provide you with written preapproval for you at no cost and no obligation, and it can all be done quite easily over-the-phone. More than just a verbal approval from your lending institution, a written preapproval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for.
2. Know what monthly dollar amount you feel comfortable committing to. When you discuss mortgage preapproval with your lending institution, find out what level you qualify for, but also pre-assess for yourself what monthly dollar amount you feel comfortable committing to. Your situation may give you a preapproval amount that is higher (or lower) than the amount of money you would want to pay out each month. By working back and forth with your lending institution to determine what this monthly amount is, and what value of home this translates into at today’s rates, you won’t waste time looking at homes that are not in your price range.
3. You should be thinking about your long-term goals, and expected situation, to determine the type of mortgage that will best suit your needs. There are several questions you should be asking yourself before you commit to a certain type of mortgage. How long do you think you will own this home? What direction are interest rates going in, and how quickly? Is your income expected to change (up or down) in the near term, impacting how much money you can afford to pay to your mortgage? The answers to these and other questions will help you determine the most appropriate mortgage you should be seeking.
To order The Entire FREE Special Report, visit https://www.MattCooper.ca/buyer_mistakes– Or to hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-833-443-4855 and enter ID# 1003. (Talk to NO Realtor) You can call any time, 24 hours a day, 7 days a week. Or Call Matt Cooper, President, Broker of Record – YOUR HOME SOLD GUARANTEED REALTY OF ONTARIO INC., BROKERAGE – 905-440-0505 – Get your free special report NOW to find out how you can get the most money for your home.
11 COSTLY HOME INSPECTION PITFALLS
Free Report reveals what you need to know before you list your Durham Region home for sale. Visit: www.MattsInspectionPitfalls.com – To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-833-443-4855 and enter ID# 1004. You can call any time, 24 hours a day, 7 days a week. (Talk to NO Realtor) Or Call Matt Cooper, President, Broker of Record – YOUR HOME SOLD GUARANTEED REALTY OF ONTARIO INC., BROKERAGE – 905-440-0505 – Get your free special report NOW to find out how you can get the most money for your home.
Shopping for a Home
But Have One to Sell? You Are Finding Yourself In That Same Old Dilemma That Most Homeowners Find Themselves in. We call it the “Real Estate Catch 22” Deciding whether to buy first or sell first. Either way is risky because you could wind up owning two homes – or none at all! We Can Help You Through This With Our Exclusive Guaranteed Sale Program. NO Gimmicks! For More Information, Order a FREE Report at MattsCashOffer.com Or, For a FREE Recorded Message Explaining Our Program (Talk to NO Realtor) Call 24 Hours – 1-833-606-9487 ID#4800. To Discuss The Details of This Incredible Option with a Real Person, Call Matt Cooper, President, Broker of RecordDirectly at 905-440-0505.
YOUR HOME SOLD GUARANTEED REALTY OF ONTARIO INC.
Matt Cooper, President, Broker of Record – The Official Realtor To The HSDR, And Volunteer Senior Advisor To, The Board of Directors Of The Humane Society of Durham Region. We are on a mission to raise $25,000 for HSDR. We do this by donating a portion of our income from home sales. All Funds Donated/Generated assist HSDR in their efforts to provide compassionate care for abused, abandoned, and neglected animals in our community, while they await their new beginning in life. If You, or someone you know is considering buying or selling a home in the next 12 months – Why not refer them to the YOUR HOME SOLD GUATANTEED REALTY OF ONTARIO? Not only will they benefit from our Award-Winning Real Estate Service, but a very Worthy Cause will benefit as well. For every referral transaction we close, we will donate $500.00 to the HSDR. For your free consultation, or to request our assistance for a family member or friend, Just give us a call at 905-440-0505 or visit ReferralsForAnimalWelfare.org Thank you in advance for your referrals and your trust.